St. Joseph's/Candler Team Member Home Purchase Assistance
City of Savannah Housing Services Department with Community Housing Services Agency (CHSA)
$7,500 as a 0% forgivable loan for first-time buyers who work at St. Joseph's/Candler (team leader level or below) and buy in Savannah; 1/5 forgiven each year for 5 years.
Assistance
Advertises up to $7,500
- $7,500
0% interest forgivable loan; not repaid if the buyer keeps working for the employer and owner-occupies the home for five years from the loan date.
Assistance is subject to program, lender, funding, and transaction requirements.
Freshness
Last verified: September 29, 2026
Effective date: Not published
Funding: Funding status could not be independently verified.
Published requirements
Requirements not listed here are not on file and must be confirmed.
- Employees of St. Joseph's/Candler, St. Joseph's Candler, SJ/C only: SJ/C co-workers at or below Team Leader level working at least 32 hours a week, and contracted service-company co-workers.
See exact policy language
“Buyer must be at or below Team Leader level. Household income restrictions apply.”
St. Joseph's/Candler Team Member Home Purchase Assistance — City of Savannah · GeneralOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - First-time homebuyer required
See exact policy language
“Must be a first time home buyer”
St. Joseph's/Candler Home Ownership Program brochure — CHSA / St. Joseph's/Candler · Program Requirements · page 2Open official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026 - Location: Savannah
- Income limits: Unknown — verify with the applicable lender or program administrator.
- Purchase-price limits: Unknown — verify with the applicable lender or program administrator.
- Property types: Unknown — verify with the applicable lender or program administrator.
Every rule, in the program’s own words
Each rule HomeStack applies to this program, with the exact passage from the official document and a link that opens the document at that passage. HomeStack re-checks every quote against the live document.
- Assistance — $7,500
See exact policy language
“$7,500 - 0% interest, forgivable loan that is not repaid if the buyer continues to work for the employer and continues to be the owner-occupant of the house for five years from the date of the loan.”
St. Joseph's/Candler Team Member Home Purchase Assistance — City of Savannah · Maximum Assistance - LoanOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Repayment terms
See exact policy language
“$7,500 - 0% interest, forgivable loan that is not repaid if the buyer continues to work for the employer and continues to be the owner-occupant of the house for five years from the date of the loan.”
St. Joseph's/Candler Team Member Home Purchase Assistance — City of Savannah · Maximum Assistance - LoanOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Eligible employers
See exact policy language
“Buyer must be at or below Team Leader level. Household income restrictions apply.”
St. Joseph's/Candler Team Member Home Purchase Assistance — City of Savannah · GeneralOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - First-time homebuyer
See exact policy language
“Must be a first time home buyer”
St. Joseph's/Candler Home Ownership Program brochure — CHSA / St. Joseph's/Candler · Program Requirements · page 2Open official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026 - Eligible location
See exact policy language
“The property must be located in the Savannah city limits.”
St. Joseph's/Candler Team Member Home Purchase Assistance — City of Savannah · GeneralOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Contact — Savannah Housing Services
See exact policy language
“Call (912) 651-2169 or email employeedownpayment@savannahga.gov”
St. Joseph's/Candler Team Member Home Purchase Assistance — City of Savannah · ContactOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text.
Important notes
- Income cap: $75,125 for the co-worker's SJ/C income, or $107,315 for a married co-worker plus spouse. Apply through SJ/C Human Resources.
Official contacts
Savannah Housing Services: (912) 651-2169
Participating lenders: confirm with the administrator. Housing counselors: HUD counselor search.
Official source
HomeStack provides research and estimates based on available program criteria. It does not provide mortgage approval, underwriting, financial advice, or a guarantee of eligibility, funding, or loan terms. Final eligibility must be confirmed by the applicable lender or program administrator.