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Forgivable second mortgageConflicting information — verify with the program administratorFunding unverified

Georgia Ports Authority Team Member Home Purchase Assistance

City of Savannah Housing Services Department with Community Housing Services Agency (CHSA)

$7,500 as a 0% forgivable loan for Georgia Ports Authority employees buying anywhere in Chatham County; 1/5 forgiven each year for 5 years while employed by GPA and living in the home.

Assistance

Advertises up to $7,500

  • $7,500

0% interest forgivable loan; not repaid if the buyer keeps working for the employer and owner-occupies the home for five years from the loan date.

Assistance is subject to program, lender, funding, and transaction requirements.

Freshness

Last verified: September 29, 2026

Effective date: Not published

Funding: Funding status could not be independently verified.

Published requirements

Requirements not listed here are not on file and must be confirmed.

  • Employees of Georgia Ports Authority, GPA only: Georgia Ports Authority direct employees working at least 40 hours a week.
    See exact policy language
    “Must be a GPA direct employee working a minimum of 40 hours per week.”
    Georgia Ports Authority Employer Assisted Home Purchase Program brochure — CHSA / Georgia Ports Authority · Program Requirements · page 2
    Open official source at this passage ↗
    Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026
  • Location: Chatham
  • Income limits: Unknown — verify with the applicable lender or program administrator.
  • Purchase-price limits: Unknown — verify with the applicable lender or program administrator.
  • Property types: Unknown — verify with the applicable lender or program administrator.

Every rule, in the program’s own words

Each rule HomeStack applies to this program, with the exact passage from the official document and a link that opens the document at that passage. HomeStack re-checks every quote against the live document.

  • Assistance — $7,500
    See exact policy language
    “$7,500 - 0% interest, forgivable loan that is not repaid if the buyer continues to work for the employer and continues to be the owner-occupant of the house for five years from the date of the loan.”
    Georgia Ports Authority Team Member Home Purchase Assistance — City of Savannah · Maximum Assistance - Loan
    Open official source at this passage ↗
    Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026
    If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text.
  • Repayment terms
    See exact policy language
    “$7,500 - 0% interest, forgivable loan that is not repaid if the buyer continues to work for the employer and continues to be the owner-occupant of the house for five years from the date of the loan.”
    Georgia Ports Authority Team Member Home Purchase Assistance — City of Savannah · Maximum Assistance - Loan
    Open official source at this passage ↗
    Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026
    If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text.
  • Eligible employers
    See exact policy language
    “Must be a GPA direct employee working a minimum of 40 hours per week.”
    Georgia Ports Authority Employer Assisted Home Purchase Program brochure — CHSA / Georgia Ports Authority · Program Requirements · page 2
    Open official source at this passage ↗
    Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026
  • Eligible location
    See exact policy language
    “The property must be located in Chatham County.”
    Georgia Ports Authority Team Member Home Purchase Assistance — City of Savannah · General
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    Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026
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  • Contact — Savannah Housing Services
    See exact policy language
    “Call (912) 651-2169 or email employeedownpayment@savannahga.gov”
    Georgia Ports Authority Team Member Home Purchase Assistance — City of Savannah · Contact
    Open official source at this passage ↗
    Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026
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Important notes

  • The GPA brochure states two different income caps; confirm the current cap with CHSA.

Official contacts

Savannah Housing Services: (912) 651-2169

Participating lenders: confirm with the administrator. Housing counselors: HUD counselor search.

Official source

Georgia Ports Authority Team Member Home Purchase Assistance · City of Savannah · Last verified: September 29, 2026
Quote found word-for-word · checked September 29, 2026

HomeStack provides research and estimates based on available program criteria. It does not provide mortgage approval, underwriting, financial advice, or a guarantee of eligibility, funding, or loan terms. Final eligibility must be confirmed by the applicable lender or program administrator.