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Deferred second mortgageConflicting information — verify with the program administratorFunding unverified

Savannah DreamMaker Home Purchase Assistance

City of Savannah

Up to $30,000 as a 2% interest, 30-year deferred payment loan toward down payment, closing costs and/or gap financing for first-time buyers purchasing within Savannah city limits.

Check a home against this program

Assistance

Advertises up to $30,000

  • Up to $30,000

2% interest, 30-year deferred payment loan.

Assistance is subject to program, lender, funding, and transaction requirements.

Freshness

Last verified: September 29, 2026

Effective date: Not published

Funding: Funding status could not be independently verified.

Published requirements

Requirements not listed here are not on file and must be confirmed.

  • First-time homebuyer requiredAssistance helps qualified buyers purchase their first home.
    See exact policy language
    “Provides down payment, closing cost, and/or gap financing assistance to help qualified home buyers purchase their first home.”
    DreamMaker Home Purchase Assistance — City of Savannah · General
    Open official source at this passage ↗
    Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 27, 2026
    If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text.
  • Location: Savannah
  • Income limits: Unknown — verify with the applicable lender or program administrator. · official limits
  • Purchase-price limits: Unknown — verify with the applicable lender or program administrator.
  • Property types: Unknown — verify with the applicable lender or program administrator.

Every rule, in the program’s own words

Each rule HomeStack applies to this program, with the exact passage from the official document and a link that opens the document at that passage. HomeStack re-checks every quote against the live document.

  • Assistance — Up to $30,000
    See exact policy language
    “Condition 2: Up to $30,000, 2% interest, 30-year deferred payment loan for all other housing.”
    DreamMaker Home Purchase Assistance — City of Savannah · Maximum Assistance - Loan
    Open official source at this passage ↗
    Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 27, 2026
    If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text.
  • Repayment terms
    See exact policy language
    “Condition 2: Up to $30,000, 2% interest, 30-year deferred payment loan for all other housing.”
    DreamMaker Home Purchase Assistance — City of Savannah · Maximum Assistance - Loan
    Open official source at this passage ↗
    Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 27, 2026
    If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text.
  • First-time homebuyer
    See exact policy language
    “Provides down payment, closing cost, and/or gap financing assistance to help qualified home buyers purchase their first home.”
    DreamMaker Home Purchase Assistance — City of Savannah · General
    Open official source at this passage ↗
    Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 27, 2026
    If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text.
  • Eligible location
    See exact policy language
    “The property must be located within Savannah city limits.”
    DreamMaker Home Purchase Assistance — City of Savannah · General
    Open official source at this passage ↗
    Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 27, 2026
    If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text.
  • Contact — Savannah DreamMaker
    See exact policy language
    “Call (912) 651-6926 or email downpayment@savannahga.gov”
    DreamMaker Home Purchase Assistance — City of Savannah · Contact
    Open official source at this passage ↗
    Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 27, 2026
    If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text.

Important notes

  • Up to $50,000 may be available for housing developed in partnership with the City of Savannah; not modeled.
  • Household income restrictions apply; the limits are not yet loaded.
  • Buyers must qualify for bank or mortgage company financing whose terms meet program requirements.
  • Owner-occupancy rules were not verified on the city's page.

Official contacts

Savannah DreamMaker: Website

Savannah DreamMaker: (912) 651-6926

Savannah DreamMaker: downpayment@savannahga.gov

Participating lenders: confirm with the administrator. Housing counselors: HUD counselor search.

Official source

DreamMaker Home Purchase Assistance · City of Savannah · Last verified: September 27, 2026
Quote found word-for-word · checked September 29, 2026

HomeStack provides research and estimates based on available program criteria. It does not provide mortgage approval, underwriting, financial advice, or a guarantee of eligibility, funding, or loan terms. Final eligibility must be confirmed by the applicable lender or program administrator.