City of Gainesville Homebuyer Down-Payment Assistance
City of Gainesville Community & Economic Development (Housing Division)
Down-payment assistance for income-eligible first-time buyers in Gainesville, first come, first served. The amount and loan terms are not published.
Assistance
Assistance amount not on file
Amount and terms are not published.
Assistance is subject to program, lender, funding, and transaction requirements.
Freshness
Last verified: September 29, 2026
Effective date: Not published
Funding: Funding status could not be independently verified.
Published requirements
Requirements not listed here are not on file and must be confirmed.
- First-time homebuyer required
See exact policy language
“Applicants for the “Homebuyer or Homeownership/Down-payment Assistance” programs must be first-time homebuyers.”
City Housing Programs Application cover letter (CDBG/CHIP) — City of Gainesville · Cover letter · page 1Open official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026 - Homebuyer education: Certificate from a class taught by a HUD-certified housing counselor.
See exact policy language
“Homebuyer Education Certificate from class taught by a HUD-certified housing”
City Housing Programs Application cover letter (CDBG/CHIP) — City of Gainesville · Item 8 · page 1Open official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026 - Must be your primary residence
See exact policy language
“Use as a Primary Residence Form”
City Housing Programs Application cover letter (CDBG/CHIP) — City of Gainesville · Item 5 · page 1Open official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026 - Location: Gainesville
- Income limits: Unknown — verify with the applicable lender or program administrator.
- Purchase-price limits: Unknown — verify with the applicable lender or program administrator.
- Property types: Unknown — verify with the applicable lender or program administrator.
Every rule, in the program’s own words
Each rule HomeStack applies to this program, with the exact passage from the official document and a link that opens the document at that passage. HomeStack re-checks every quote against the live document.
- First-time homebuyer
See exact policy language
“Applicants for the “Homebuyer or Homeownership/Down-payment Assistance” programs must be first-time homebuyers.”
City Housing Programs Application cover letter (CDBG/CHIP) — City of Gainesville · Cover letter · page 1Open official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026 - Homebuyer education
See exact policy language
“Homebuyer Education Certificate from class taught by a HUD-certified housing”
City Housing Programs Application cover letter (CDBG/CHIP) — City of Gainesville · Item 8 · page 1Open official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026 - Owner occupancy
See exact policy language
“Use as a Primary Residence Form”
City Housing Programs Application cover letter (CDBG/CHIP) — City of Gainesville · Item 5 · page 1Open official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026 - Eligible location
See exact policy language
“Applications are processed on a first-come, first-serve basis.”
City Housing Programs Application cover letter (CDBG/CHIP) — City of Gainesville · Cover letter · page 1Open official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026 - Participating lender
See exact policy language
“Lender Certification of Borrower Eligibility”
City Housing Programs Application cover letter (CDBG/CHIP) — City of Gainesville · Item 7 · page 1Open official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026 - Contact — Gainesville Housing Division
See exact policy language
“For additional information regarding housing, please contact Housing & Special Projects Manager Jessica Tullar by calling 770-531-6570.”
Housing Division — City of Gainesville · Housing DivisionOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text.
Important notes
- Income limits apply; amounts were not published.
Official contacts
Gainesville Housing Division: 770-531-6570
Participating lenders: confirm with the administrator. Housing counselors: HUD counselor search.
Official source
HomeStack provides research and estimates based on available program criteria. It does not provide mortgage approval, underwriting, financial advice, or a guarantee of eligibility, funding, or loan terms. Final eligibility must be confirmed by the applicable lender or program administrator.