Forgivable second mortgagePotentially available — confirm funding and eligibilityFunding unverified
Bridging the Gap — Atlanta Housing DPA for Housing Choice Voucher Participants
The Housing Authority of the City of Atlanta (Atlanta Housing)
$60,000 of down payment assistance for current Atlanta Housing Housing Choice Voucher participants buying in the City of Atlanta, forgiven after a 10-year affordability period (price up to $375,000).
NEW
Limited to current Atlanta Housing Housing Choice Voucher participants.
Assistance
Advertises up to $60,000
- $60,000 (voucher participants only)
Completely forgiven if kept as the primary residence for the 10-year affordability period; no monthly payment.
Assistance is subject to program, lender, funding, and transaction requirements.
Freshness
Last verified: September 29, 2026
Effective date: Not published
Funding: Funding status could not be independently verified.
Published requirements
Requirements not listed here are not on file and must be confirmed.
- Only for current Atlanta Housing Housing Choice Voucher participants: Eligible buyers must be current Atlanta Housing Voucher Participants.
See exact policy language
“Yes, eligible buyers must also be a current Atlanta Housing Voucher Participant to be eligible.”
Bridging the Gap to Homeownership — Atlanta Housing · FAQOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - First-time homebuyer requiredNo ownership or title interest in a home in the past 3 years.
See exact policy language
“The buyer cannot have ownership interest or title interest in a home within the past 3”
Bridging the Gap to Homeownership — Atlanta Housing · Primary Eligibility RequirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Minimum credit score 580
See exact policy language
“The Voucher Participant’s credit score cannot be less than 580”
Bridging the Gap to Homeownership — Atlanta Housing · Primary Eligibility RequirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Minimum borrower contribution $500
See exact policy language
“The Voucher Participant’s out-of-pocket financial contribution towards the purchase cannot be less than $500”
Bridging the Gap to Homeownership — Atlanta Housing · Primary Eligibility RequirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Homebuyer education: 8-hour HUD-approved homebuyer education.
See exact policy language
“A Completion Certificate of an 8-hour Homebuyer Education Class from a HUD-approved Homebuyer Education (HBE) Provider”
Bridging the Gap to Homeownership — Atlanta Housing · Primary Eligibility RequirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Location: Atlanta
- Income limits: on file for City of Atlanta (80% of area median income)
- Purchase-price limits: $375,000–$375,000 depending on area/construction
- Property types: Single Family, Townhouse, Condo
Every rule, in the program’s own words
Each rule HomeStack applies to this program, with the exact passage from the official document and a link that opens the document at that passage. HomeStack re-checks every quote against the live document.
- Assistance — $60,000 (voucher participants only)
See exact policy language
“If maintained as the primary residence for the 10-year ‘affordability period’ the $60,000 in down payment assistance is completely forgiven.”
Bridging the Gap to Homeownership — Atlanta Housing · FAQ: What does the 'affordability period' mean?Open official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Repayment terms
See exact policy language
“If maintained as the primary residence for the 10-year ‘affordability period’ the $60,000 in down payment assistance is completely forgiven.”
Bridging the Gap to Homeownership — Atlanta Housing · FAQOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Eligible group
See exact policy language
“Yes, eligible buyers must also be a current Atlanta Housing Voucher Participant to be eligible.”
Bridging the Gap to Homeownership — Atlanta Housing · FAQOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - First-time homebuyer
See exact policy language
“The buyer cannot have ownership interest or title interest in a home within the past 3”
Bridging the Gap to Homeownership — Atlanta Housing · Primary Eligibility RequirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Minimum credit score
See exact policy language
“The Voucher Participant’s credit score cannot be less than 580”
Bridging the Gap to Homeownership — Atlanta Housing · Primary Eligibility RequirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Minimum borrower contribution
See exact policy language
“The Voucher Participant’s out-of-pocket financial contribution towards the purchase cannot be less than $500”
Bridging the Gap to Homeownership — Atlanta Housing · Primary Eligibility RequirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Homebuyer education
See exact policy language
“A Completion Certificate of an 8-hour Homebuyer Education Class from a HUD-approved Homebuyer Education (HBE) Provider”
Bridging the Gap to Homeownership — Atlanta Housing · Primary Eligibility RequirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Eligible location
See exact policy language
“Eligible properties must be within the City of Atlanta and can be a single family detached”
Bridging the Gap to Homeownership — Atlanta Housing · Primary Eligibility RequirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Income limits
See exact policy language
“Income(s) cannot exceed 80% of HUD’s MSA Area Median Income (AMI)”
Bridging the Gap to Homeownership — Atlanta Housing · Primary Eligibility RequirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Purchase price limits
See exact policy language
“The maximum sales price is $375,000”
Bridging the Gap to Homeownership — Atlanta Housing · Primary Eligibility RequirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Property rules
See exact policy language
“Eligible properties must be within the City of Atlanta and can be a single family detached”
Bridging the Gap to Homeownership — Atlanta Housing · Primary Eligibility RequirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Contact — Atlanta Housing homeownership
See exact policy language
“For questions you can send an email to HomeownershipSvcDevelopment@atlantahousing.org”
Bridging the Gap to Homeownership — Atlanta Housing · Primary Eligibility RequirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text.
Important notes
- Only for current Atlanta Housing Housing Choice Voucher participants; HomeStack does not ask about voucher status, so confirm eligibility with Atlanta Housing.
- No application or waiting list: work with a lender in the Atlanta Housing lender network. Announced May 12, 2026 as a pilot.
Official contacts
Atlanta Housing homeownership: HomeownershipSvcDevelopment@atlantahousing.org
Participating lenders: confirm with the administrator. Housing counselors: HUD counselor search.
Official source
Bridging the Gap to Homeownership · Atlanta Housing · Last verified: September 29, 2026
Quote found word-for-word · checked September 29, 2026
HomeStack provides research and estimates based on available program criteria. It does not provide mortgage approval, underwriting, financial advice, or a guarantee of eligibility, funding, or loan terms. Final eligibility must be confirmed by the applicable lender or program administrator.