Down-payment assistanceRequires verificationFunding unverified
Athens Housing Authority Down Payment Assistance
Athens Housing Authority
Down payment assistance for moderate-income first-time buyers (80%–115% of Athens-Clarke AMI). The assistance amount and loan terms are not published.
Assistance
Assistance amount not on file
Amount and loan terms are not published.
Assistance is subject to program, lender, funding, and transaction requirements.
Freshness
Last verified: September 29, 2026
Effective date: Not published
Funding: Funding status could not be independently verified.
Published requirements
Requirements not listed here are not on file and must be confirmed.
- First-time homebuyer requiredMay not own vacant land.
See exact policy language
“Be a first-time homebuyer and not own vacant land.”
Affordable Homeownership — Athens Housing Authority · AHA DPA Program requirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Minimum credit score 600
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“Have a credit score of at least 600.”
Affordable Homeownership — Athens Housing Authority · AHA DPA Program requirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Minimum borrower contribution $1,000
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“Have a minimum down payment of $1,000.”
Affordable Homeownership — Athens Housing Authority · AHA DPA Program requirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Homebuyer education: One-on-one housing counseling and a homeownership workshop.
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“Attend one-on-one housing counseling with a professional housing counselor.”
Affordable Homeownership — Athens Housing Authority · AHA DPA Program requirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Location: Clarke
- Income limits: on file for City of Athens (115% of area median income)
- Purchase-price limits: Unknown — verify with the applicable lender or program administrator.
- Property types: Unknown — verify with the applicable lender or program administrator.
Every rule, in the program’s own words
Each rule HomeStack applies to this program, with the exact passage from the official document and a link that opens the document at that passage. HomeStack re-checks every quote against the live document.
- First-time homebuyer
See exact policy language
“Be a first-time homebuyer and not own vacant land.”
Affordable Homeownership — Athens Housing Authority · AHA DPA Program requirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Minimum credit score
See exact policy language
“Have a credit score of at least 600.”
Affordable Homeownership — Athens Housing Authority · AHA DPA Program requirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Minimum borrower contribution
See exact policy language
“Have a minimum down payment of $1,000.”
Affordable Homeownership — Athens Housing Authority · AHA DPA Program requirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Homebuyer education
See exact policy language
“Attend one-on-one housing counseling with a professional housing counselor.”
Affordable Homeownership — Athens Housing Authority · AHA DPA Program requirementsOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Eligible location
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“Our down payment assistance program is for moderate income families (80%-115% of ACC Area Median Income).”
Affordable Homeownership — Athens Housing Authority · Affordable Homeownership introOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Income limits
See exact policy language
“Our down payment assistance program is for moderate income families (80%-115% of ACC Area Median Income).”
Affordable Homeownership — Athens Housing Authority · Affordable Homeownership introOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text. - Contact — Athens Housing Authority
See exact policy language
“706-425-5413”
Affordable Homeownership — Athens Housing Authority · ContactOpen official source at this passage ↗Quote found word-for-word · checked September 29, 2026Last read by a HomeStack researcher: September 29, 2026If the passage is not highlighted, use your browser’s find (Ctrl/⌘ F) to search for the quoted text.
Important notes
- Minimum household income applies (80% of AMI); a 4-person range of $55,051–$79,134 is shown on the page without a date.
Official contacts
Athens Housing Authority: 706-425-5413
Participating lenders: confirm with the administrator. Housing counselors: HUD counselor search.
Official source
Affordable Homeownership · Athens Housing Authority · Last verified: September 29, 2026
Quote found word-for-word · checked September 29, 2026
HomeStack provides research and estimates based on available program criteria. It does not provide mortgage approval, underwriting, financial advice, or a guarantee of eligibility, funding, or loan terms. Final eligibility must be confirmed by the applicable lender or program administrator.